Home > Holiday > Cover Letter for a Travel Insurance Claim

Cover Letter for a Travel Insurance Claim

By: Beth Morrisey MLIS - Updated: 25 Oct 2012 | comments*Discuss
 
Cover Letter Travel Insurance Claim

It is most unfortunate when plans go awry on holiday, though the silver lining is often that a good travel insurance policy may help cover some of the costs of lost luggage, cancelled flights, emergency medical assistance and other travel disasters. In order to get your reimbursement, however, you will likely need to submit a claim. This claim may require some sort of cover letter explaining the situation. Such letters should summarise the facts of the claim and be formatted as formal business communications between the letter writer and the claims assessor.

Contents of a Cover Letter for a Travel Insurance Claim

A cover letter for a travel insurance claim usually includes the paperwork required by the insurance company as attachments so the letter itself generally summarises the enclosed forms and papers. Such letters often include:
  • The names and account numbers associated with the claims.
  • A list or summary of the forms and other documents enclosed with the claim.
  • A short summary of what is being claimed, including a monetary amount.
  • An explanation of how the monetary portion of the claim was assessed.
  • A reference number if the claim has been reviewed prior and/or is now in dispute.
  • A reminder of previous actions taken by the insurance company or yourself on this claim.
  • A statement of what steps the letter writer would like to see the company take next.

Example of a Cover Letter for a Travel Insurance Claim

Ms. Marie Mullen
Mailing Address

13 December, 2010

Mr. Frances Hodgens
Claims Adjuster
Terrific Travel Insurance
Mailing Address

Claim Reference Number: AE237Y68

Dear Mr. Hodgens,

Please find attached the paperwork for my claim of £557 from Terrific Travel Insurance as related to my policy, Happy Holidays Insurance policy number 554-2273.

As instructed by yourself in a letter dated 6 December, 2010, I have now re-enclosed copies of all receipts from the emergency medical treatment needed on my holiday to Barcelona in November, 2010 as well as copies of the prior claims forms which were for some reason denied by Terrific Travel Insurance. The reference number quoted above was assigned to this matter several weeks ago.

At this time I am deeply disappointed that this matter is still unresolved despite Terrific Travel Insurance’s “guarantee” that all claims will receive “speedy, thorough settlement” with “details of all decisions communicated quickly to customers”. I have yet to receive any communication as to why my claims have been denied and would appreciate a full report following this claim submission.

Thank you,
________________
Ms. Marie Mullen

You might also like...
Share Your Story, Join the Discussion or Seek Advice..
Why not be the first to leave a comment for discussion, ask for advice or share your story...

If you'd like to ask a question one of our experts (workload permitting) or a helpful reader hopefully can help you... We also love comments and interesting stories

Title:
(never shown)
Firstname:
(never shown)
Surname:
(never shown)
Email:
(never shown)
Nickname:
(shown)
Comment:
Validate:
Enter word:
Latest Comments
  • Fat Cock
    Re: How to Write an Open Letter
    ? AMOGUS? AMOGUS? AMOGUS? AMOGUS? AMOGUS? AMOGUS? AMOGUS? AMOGUS? AMOGUS? AMOGUS? AMOGUS? AMOGUS? AMOGUS? AMOGUS? AMOGUS? AMOGUS?…
    25 February 2021
  • alex
    Re: Writing to Your MP
    i dont want a heath passport to travel its human rights
    22 February 2021
  • Segun
    Re: Letter Notifying of a Name Change
    I want to change my old name to the new name and i want to upgrade my account from lower withdrawal limit to high withdrawal…
    26 January 2021
  • Nana 1
    Re: Writing to Your MP
    I want to write to my MP to assist me to get opportunity into the Ghana police service
    12 December 2020
  • Obidon
    Re: Letter of Complaint to the Council
    Pls I need a letter of complaint to the government about a man that built fence on a major road that the government should…
    12 December 2020
  • Pipi
    Re: Writing to Your MP
    am writing to my mp to help me get a job at the ghana security agency either police, fire service or immigration
    8 December 2020
  • ambui
    Re: Writing to Your MP
    i grateful and delighted for the simple letter
    16 November 2020
  • Min
    Re: How to Write an Open Letter
    I really thank you for helping me create an open letter. It's for my schoolwork but still I want to impress my teacher like a thank…
    13 November 2020
  • De gentle
    Re: Writing to Your MP
    I want to write a letter to my mp for assisting me to shs
    12 November 2020
  • Shaggy1
    Re: Letter Announcing a Death
    I want to make Anoucement of my party member mother death
    6 November 2020