Home > Finance > Template to Request a Credit Limit Increase

Template to Request a Credit Limit Increase

By: Chris Nickson - Updated: 2 Aug 2013 | comments*Discuss
Template To Request A Credit Limit Increase

This letter can be used to request a credit limit increase from a creditor such as a credit card company or bank. Requesting a credit limit increase is useful if you have a large purchase planned or perhaps you are going away and know you will be spending more on a credit card than normal. Be aware that if you increase your credit limit you must demonstrate that you have the means to make repayments.

The Information You'll Need:

  • Your Name and Address
  • Recipient (bank/credit company) Contact Details
  • Your reference (account / customer number)
  • Supporting evidence / reason for credit increase

The Letter Body:

[Your Name]
[Street Address]
[City, ST ZIP Code]


[Recipient Name]
[Company Name]
[Street Address]
[City, ST ZIP Code]

Dear [Recipient Name],

Re: Request for Credit Increase - Your Customer Account Reference
I would like to request a credit increase for my (insert type of credit card here) because (insert reason for request).

As you will see in your records, I have been a customer of (insert company name here) for (insert number of years here) and during that time have consistently kept my accounts in good financial standing.

Should you need further verification of my current financial status, I would be more than happy to meet with you in person or send copies of any documents you need via email, fax or post. The best way to contact me is via (insert details of your preferred contact method here) between (insert preferred contact time here).

I look forward to your response.

Yours sincerely,

Your name

Download This Letter

We have made this letter available as an MS Word document for you to download and modify as you wish. You can do so by [CLICKING HERE].

You might also like...
Share Your Story, Join the Discussion or Seek Advice..
The formats which you have placed in this site are very useful to me.I here by submitting my heartful thanks to this site executives
shiva - 16-Jul-12 @ 8:47 AM
Share Your Story, Join the Discussion or Seek Advice...
(never shown)
(never shown)
(never shown)
(never shown)
Enter word:
Latest Comments
  • muhammad ammar bin m
    Re: Inviting Somebody into a Group or Club
    Dear Aqlan, How are you? I hope you're fine. I would like to invite you to this club. it's cupcake club. In…
    21 October 2019
  • ssa
    Re: Letter to Insurance Company Placing a Claim
    I need a letter format of prolong stay in hospital for submit mediclaim
    26 September 2019
  • Petition for Rights
    Re: Writing to Your MP
    This is an extremely helpful website, I am a 15 year old student who is writing a letter to my MP to hopefully get the attention of parliament…
    20 September 2019
  • Esperanza
    Re: Writing to Your MP
    I would like a letter sample to write to the local MP regarding my concerns for my sons diagnosis test. The hassle I’ve had with CAHMS not…
    2 September 2019
  • Kibob
    Re: Letter to a Judge to Defend my Case?
    In my opinion, you all are educated idiots. The law is law, policy is policy, which. we have to much of! WE WILL MAKE…
    28 August 2019
  • Heat67
    Re: Writing a Letter of Complaint to Your Bank
    I need help with a letter to Barclays Bank , my husband and I had a joint account we split up And I had to get…
    20 August 2019
  • Rana
    Re: Writing to Your MP
    I wanted a sampleletter to our local MP for transfer from Lakhimpur to Rangia railway station
    19 August 2019
  • Shrimpy
    Re: Writing to Your MP
    Hi i wrote a letter to Matt western I need to know where to send it please concerns offer buying and selling houses and the process is wrong
    12 August 2019
  • dulla
    Re: Letter of Complaint to the Council
    Road name of Our residence use by couple of places in our Local Council so need to write a letter to Chairman of the…
    8 August 2019
  • Sam
    Re: Writing to Your MP
    I want a sample letter to our local MP for transfer/change of working zone from pune to Delhi on the bases of father's health
    3 August 2019